Visualising your goals andusing money more mindfully



We can teach you simple strategies to get clear about what you need to do today, to be prepared for tomorrow.



Would’t it be great knowing your future is secure so you can focus on the more important things in life.



Life is about people not money, together we can implement effective strategies to control your finances.


Visualising your goals and using money more mindfully.

When I was about 10 year old, I desperately wanted a stereo that not only had radio and cassette tape functionality – but a Compact Disc player as well (or CD for those playing at home). I promptly informed my parents that this was my dream and I would do anything to get it (ie chores around the house).

So we sat down, and agreed to a list of chores and a corresponding dollar value for each (you know – $5 for mowing the lawn or washing windows etc). I ended up drawing up one of those thermometer charts (you know the ones they use for fundraisers) to track my progress on doing enough chores to reach my goal (it was about $450 for this particular stereo that I just had to have). Every time I completed a chore, I would colour in red the corresponding dollar value on my thermometer chart which I proudly displayed on the door to my room beside a catalogue clipping of the stereo that had become the apple of my eye.

Now, I cannot remember exactly how long it took me to get there (probably felt like forever at that age I am sure), but I got there in the end. I always remember that thermometer chart – I would walk past it every day. Looking back, it was that constant reminder and visualization of the “grand prize” that most likely kept me so persistent in reaching that goal. I got my stereo – and it was glorious!

Rock Solid Strategies to Help you manage

YOUR Money With More Confidence

Without being charged through the nose in fees!


I think too often in this digital world we can lose sight of the value of money and setting goals, and a tap of the bank or debit card removes that physical connection to your hard earned cash. I heard somewhere that you are more likely to achieve your goals if you write them down. I also firmly believe that if you use actual cash instead of your bank or debit card, you are more connected to money and its value. Think about it – we all hate breaking a $50 – but we are removed from that psychological phenomena when using tap and go.

So – this month I challenge you all. Write down your goals, create ways to visualise them so they are kept front of mind, and use cash instead of a card (subject to your comfort of handling and business’ accepting cash during COVID times). Set a target in not only monetary terms, but time as well. The SMART goals are a good concept to help you on your way to success (goals should SPECIFIC, MEASURABLE, ACHIEVABLE, RELEVANT and TIME BOUND).

If you would like any more information or tips, please don’t hesitate to get in touch.

Any advice in this site is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information. Wateringhole Enterprises Pty Ltd ACN 632 541 694 ATF Claridence Financial Trust ABN 54 192 308 313 t/as Claridence Financial. Authorised Representative of Insight Investment Service Pty Ltd ABN 22 122 230 835 AFSL No 309996.
Please click on the following link to download our FSG:

The Adviser’s


We specilise in developing meaningful and lasting relationships with our clients. We are the Adviser’s Adviser – We provide strategy and process consultation to other financial advisers across Australia through our sister company Remga Paraplanning & Consultancy Services. We actually care about what we do and the client and do what is in their best interest, NOT like the  banks.

Rebecca Guy

Founder of Claridence Financial

Be The First To Know

Stay up to date with all the latest
market and financial news from around the world.